Experts Club analytical center published a rating of the largest insurance companies of Ukraine by the volume of premiums for the first half of 2026 based on data from the "PRIMA" project of the National Association of Insurers of Ukraine.
The five largest insurers collected almost UAH 16 billion in premiums. The TAS insurance group retained its leadership, but the most noticeable changes occurred in the fourth and fifth positions: the Arsenal Insurance company entered the rating, and VUSO dropped out of the top five.
General rating of insurance companies
The TAS insurance group took first place, which collected UAH 3.857 billion in premiums. Compared to January-June 2025, the indicator increased by 11.6%.
The ARKS company remained in second place with premiums in the amount of UAH 3.146 billion. Its fees increased by 15.2%.
Unika took third place with a result of UAH 3.076 billion. The company demonstrated the highest dynamics among the top three, increasing the volume of premiums by 23.5%.
Arsenal Insurance Company took fourth place, collecting UAH 2.978 billion. A year earlier, it was not among the five largest insurers.
Ingo took fifth place with premiums in the amount of UAH 2.934 billion. Its premiums increased by 22.9%, but the company fell by one position due to the rapid growth of Arsenal Insurance.
The gap between the fourth and fifth places was only UAH 44 million, which indicates high competition among the largest universal insurers.
OSAGO rating
TAS group remained the largest participant in the compulsory civil liability insurance market. which collected 2.112 billion UAH in premiums. The growth compared to the first half of 2025 was 13.4%.
Oranta took second place with a result of UAH 1.569 billion and an increase of 6.5%. Knyazha Vienna Insurance Group is in third place with UAH 1.172 billion in premiums, which is 2.8% more than last year's figure.
Arsenal Insurance took fourth place with UAH 805.3 million. The top five is closed by "PZU Ukraine", which collected UAH 614.8 million and returned to the segment leaders.
The companies "INGO" and "USG", which were in the top five a year ago, left the ranking. The combined volume of premiums of the five largest OSAGO insurers amounted to about UAH 6.27 billion.
The OSAGO market remains one of the most concentrated segments of Ukrainian insurance.
Companies with a developed regional network, a large client base and the ability to quickly settle mass insurance cases have an advantage.
Rating according to the "Green Card"
The most noticeable changes took place in the market of international motorist liability insurance.
PZU Ukraine took first place, which more than doubled the amount of premiums - by 101.8%, to UAH 656.6 million. A year earlier, the company took third place.
The "TAS" group moved to second place. Its premiums decreased by 19.9%, to UAH 519 million.
The third place was taken by USG, whose fees decreased by 37.6%, to UAH 341.6 million. In fourth place is "Prince of Vienna Insurance Group" with UAH 194.1 million and a growth of 6.7%.
The top five is rounded off by the company "VUSO" with a result of UAH 135.7 million, which replaced "INGO" in the rating.
The total premiums of the first five amounted to about UAH 1.85 billion. The jump of "PZU Ukraine" became the most noticeable change among all considered insurance segments.
CASCO rating
The new leader of the CASCO market became the Arsenal Insurance company, which collected UAH 1.523 billion in premiums. During the year, the indicator increased by 30.1%.
The ARKS company, which previously held the first place, moved to the second position with a result of UAH 1.499 billion. Its premiums increased by 15.9%. The gap between the two leaders was only UAH 24 million.
VUSO took third place with UAH 761.3 million and an increase of 25.1%. On the fourth position is Unika, which increased fees by 33.5%, to 753.8 million UAH.
The fifth place was taken by "Universalna" with
premiums in the amount of 680.3 million UAH, which is 25.3% more than the result of the first half of
2025.
The five largest companies in the CASCO segment collected about UAH 5.22 billion. All participants in the rating showed double-digit growth, which may be associated with an increase in the cost of cars, repairs and spare parts, as well as an increase in insurance sums.
Voluntary health insurance rating
The composition and order of the top five of the voluntary health insurance market did not change.
The leader remained the company "Unika", which collected 1.333 billion UAH in premiums. The growth was 7.3%.
The second place is occupied by "Universalna" with UAH 774.1 million and a growth of 30.9%. In third place is INGO, which increased premiums by 36.6% to UAH 714.3 million. VUSO took fourth place with a result of UAH 577.7 million. The company demonstrated the highest dynamics in the first five - 41.8%.
The fifth position was retained by "ARKS", which collected UAH 361.9 million, which is 12.4% more than last year's figure.
The total volume of bonuses of the five leaders reached UAH 3.76 billion. The rapid growth of the segment is supported by corporate health insurance programs that employers use to attract and retain employees.
Rating of life insurance companies
The life insurance market maintains the most stable structure of leaders.
MetLife takes the first place with premiums in the amount of UAH 1.599 billion. During the year, the company's fees increased by 11.4%. It accounts for about 57% of the total premiums of the top five.
The second position is occupied by "TAS" with a result of UAH 525.7 million. The company demonstrated the highest dynamics among the segment leaders, increasing premiums by 21.9%.
Grave Ukraine Life Insurance is in third place with UAH 308.7 million and an increase of 9.1%.
PZU Ukraine Life Insurance is in fourth place, which collected UAH 205.3 million, which is 8.5% more than a year earlier. with an increase of 3.9%.
The total volume of premiums of the five largest life insurance companies amounted to UAH 2.81 billion.
Main conclusions of the Experts Club
In the first half of 2026, the insurance market of Ukraine maintained a high level of concentration. The same companies occupy leading positions in several segments at once, but there is no universal leader in all directions.
TAS Group leads the overall rating and the OSAGO market, PZU Ukraine took first place under the Green Card, Arsenal Insurance became the CASCO leader, Unika retains first place in health insurance, and MetLife continues to dominate life insurance. The most noticeable strengthening of positions was demonstrated by the Arsenal Insurance company. It entered the overall top 5, took the first place for CASCO and the fourth position for OSAGO.
At the same time, the results of the "Green Card" show that the positions of insurers can change quickly even within one year. "PZU Ukraine" premiums have more than doubled, while at "TAS" and "USG" they have significantly decreased.
Increasing premiums does not always mean a proportional increase in the number of contracts. A significant part of the dynamics can be related to the increase in the cost of cars, medical services, repairs and other objects of insurance. In order to fully assess the position of companies, it is necessary to take into account not only premiums, but also payments, the level of losses, reserves, capital and the speed of settlement of insurance cases.
According to the NASU, at the end of June 2026, 47 insurers worked on the insurance market of Ukraine. Ten companies specialized in life insurance, one more participant — the Export Credit Agency — had a special status.
