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The average microcredit in Ukraine increased almost 1.5 times - up to UAH 9.2 thousand

Editorial team•
The average microcredit in Ukraine increased almost 1.5 times - up to UAH 9.2 thousand

The average size of a microcredit in Ukraine in the second quarter of 2026 increased to UAH 9.17 thousand, which is almost 1.5 times higher than the figure for the same period last year, according to the analysis of the Experts Club analytical center based on OpenDataBot data.

In the second quarter of 2025, the average size of such a loan was about UAH 6.29 thousand. Thus, over the year, the average microcredit check increased by approximately UAH 2.9 thousand, or by 46%.

At the same time, Ukrainians did not turn to microfinance organizations significantly more often. On average, about 700,000 microloans are issued per month, and the total number of contracts for January-June 2026 was 4.196 million.

The total amount of microloans issued in the first half of the year reached UAH 37.5 billion.

At the same time, the accumulated debt of the population to MFIs is growing. As of July 1, it amounted to UAH 32.32 billion - by UAH 4.7 billion, or 17%, more than at the beginning of the year.

Primary source: Opendatabot - MFI market research for the first half of 2026